Ready-made Portfolios

Investing made simple

You don’t see yourself as an investor but you want to get your money working hard for you. What do you do? Pick a Ready-made Portfolio and let our experts handle investing for you. They enjoy choosing investments, so why not just select a set they have built already? 

Ready-made Portfolios: the essentials

Five reasons to choose one

Choose a Ready-made Portfolio

You can choose your Ready-made Portfolio in four simple steps.

If you’re not sure which Portfolio suits your aims, we can advise you on which one to choose – call us on 0800 033 4000 to find out more.

1. Choose an account

Investment ISA
Junior ISA
Investment Account

2. Choose a portfolio

2. Choose a portfolio

Pick from a range of five Portfolios each designed for a different investor aim and level of risk.

3. Reinvest or receive your income

You can choose to reinvest the income you receive from your investments automatically, growing your investment, or you can choose to have the income paid out to you periodically

3. Reinvest or receive your income

Choose what happens to any income that your investments pay out.

4. Summary

Account type


Reinvest or receive income

How much would you like to invest?


4. Summary

Review your options and tell us how much you want to invest.

Important information

*Before you consider transferring a pension, it is important to ask yourself: Will I lose any valuable benefits or features from my existing pension plan? Will I incur any penalties on my existing pension if I transfer? Is it an occupational final salary pension scheme? (in which case it is very unlikely to be advisable to transfer) Have I considered the charges on my current plan? (a new arrangement may be more expensive – especially if you have a stakeholder pension).

SIPPs are not suitable for everyone. If you don’t want to invest across different asset classes or don’t think you will make use of the investment choices that SIPPs give you then a SIPP might not be right for you. Self-directed investors should regularly review their SIPP portfolio, or seek professional advice, to ensure that the underlying investments remain in line with their pension objectives. Prevailing tax rates and the availability of tax reliefs are dependent on your individual circumstances and are subject to change.