Freedom and control over your pension
Self-invested Personal Pensions such as the Saga SIPP are designed to help you save for retirement and take an income when you stop working. The main difference between SIPPs and other pensions is the control they give you over your money. With the Saga SIPP we can choose and manage your investments for you or you can do it yourself.
Why choose the Saga SIPP?
There are many reasons to choose the Saga SIPP:
The Saga SIPP gives you the same great value that you get with our other products and services. To make sure you have as much as you can in retirement, we’ve worked hard to keep our charges low – but we haven’t compromised on service.Find out more
Our experts can choose and manage your SIPP investments for you. Or if you’d rather do it yourself, we have an excellent range of investments and all the research and tools you need to make the most of your pension.
We’re sure you’ll find our SIPP service a breath of fresh air. This website is simple to use, our paperwork and valuations are straightforward, and if you want to speak to a pension expert you’ll find ours extremely approachable.
You’d be hard pushed to find anyone who knows more about the realities of retirement than we do. We can help you prepare for the future and when you get there, we’ll be with you every step of the way.
Clear, low-cost SIPP fees
We give you great value for money with clear charges and lower fees for larger pensions.
If you choose to move to us from another provider, we’ll pay up to £500 to cover any exit fees your existing providers may charge.
£0 - 250,000
£250,001 - £1 million
£1 million +
AMOUNT TO INVEST
You pay £3 for every £1,000 invested
SIPPs aren’t suitable for everyone, and if you don’t think you will make use of the wider choice of investments that a SIPP gives you then a SIPP may not be right for you. Investors should review their portfolio regularly or get regulated advice to make sure their SIPP investments continue to meet their pension requirements.
*Before you transfer a pension, you should ask yourself: Will you be penalised by your current pension provider if you transfer? Do you have an occupational final salary pension? (in which case it is unlikely that you would be better off by transferring). Have you thought about your current charges? (a new plan may be more expensive, especially if you have a stakeholder pension).